It can be impossible to get a loan with bad or no credit, right?! Not at the Coin Shop in dowtown Janesville, where we offer pawn loans with no credit required. The value of your items will be considered the collateral, and we will offer you a fair loan based on that value. It does not take long to evaluate the value of your merchandise and write up the loan, and you will be able to walk out with cash in your hand!
You should pawn with our pawn shop because:
We perform a careful examination and appraisal of your items to determine their value and give you a loan based on that value. You then have 30 days to pay back the loan in order to get your merchandise back from us. If you don’t come back within the allotted time period to redeem the loan, the item becomes ours and we resell it to recoup the money we loaned you. The process is simple, easy, and usually takes just a few minutes to complete.
Our experienced staff is ready and available to evaluate your merchandise and offer you a fair loan amount. Contact us today at (608) 757-1110 to learn more.
Our staff is frequently asked the same questions repeatedly. To make your visit to our shop faster and easier, some answers are available here. If your question isn’t on this page, you can ask when you visit us.
A pawn is a loan. Your item is held as collateral for the loan, and the amount that you receive depends on the item’s actual value. Your item is then stored by us until the loan is paid off. By law, your loan will be 30 days long. During that time, you can pay off the loan, or pay the interest and renew the loan for another 30 days. However, if you do not pay or renew the loan, your item becomes ours to sell to recover the money we loaned.
You only need to make one payment at any time during the period of the loan, either to pay off the loan and receive your item back or pay just the interest to renew the loan for another 30 days.
Yes, you can pawn as many items as you want at any time. Each item in pawn requires an additional loan. The loan you receive on one item doesn’t affect any loans for any other items.
We are in the instant cash market, so we can pay closer to the actual price of the item. With fewer variables to deal with, it saves us money when purchasing our stock. We can then pass those savings on to you.
The choice is entirely up to you. If you don’t need it, sell it. If you want to eventually get it back, pawn it. People who sell their item to us do get more than those that pawn it, so if you really don’t need it, sell it.
There are several reasons to choose us. We have many years of experience in this business with many satisfied customers. We also take a wide variety of merchandise that other pawnshops don’t.
Contact us or give us a call at (608) 757-1110 if you would
like to learn more!